Free England household tool

What will your household bills cost each month?

Start with current 2026–27 national reference figures, then replace them with the real numbers for your new home as you get them.

Build your monthly estimate

All starting figures are editable. Housing cost is deliberately left for you to enter.

Estimated monthly household total

£0

What makes up your monthly home cost

Just moved in?

Once you know the monthly running cost, work out the one-off cost of actually setting the home up.

Calculate my setup cost →

Reference starting points: average England Band D Council Tax 2026–27 £2,392/year; Ofgem typical dual-fuel price cap from 1 October 2026 £1,723/year; Water UK national average 2026–27 £639/year; TV licence £180/year. Broadband, insurance and subscriptions are editable planning placeholders rather than official averages. Actual bills vary by property, location, tariff and usage. A sole eligible adult may get a 25% Council Tax discount. Council Tax · Energy · Water · TV licence

WHEN THE KEYS ARRIVE

Turn this plan into a live 90-day home dashboard.

HomeFirst90 Complete uses the planning you have already done to track real spending, outstanding purchases, progress and what you should do next from moving day to Day 90.

See Complete · £12.99 one-off →